Regular household upkeep minimizes the potential for costly repairs. Life gets busy, and it can be easy to dismiss a minor problem or forego an annual inspection. However, these tasks are necessary for a homeowner and can save you time and resources.
Get quality and individualized attention for your personal property with OH home insurance from Haughn. You have come to expect the best for your business needs and know our experts are up for the task. Their help and a little vigilance on your part can have a huge impact on the safety of your home.
Areas To Monitor for Structural Integrity
The foundation and roof of your home are two of the most important things to watch. Out of the most common home repairs needed, they are also among the most costly.
Epoxy can sometimes seal a single small crack in the foundation. Multiple cracks show too much pressure is present and may require professional intervention. Look for other signs of physical damage as well. Water leaks and mold in the basement are a cause for concern and should spur immediate action.
The cost of replacing a roof can be formidable. If you notice any leaks or missing shingles, investigate quickly. Small amounts of damage are repairable but left unattended, and such problems can spread from the original site and weaken large portions of the roof. A semi-annual deep clean of your home is helpful to alert you to these issues and more.
Actions To Take To Combat Storm Damage
Storm damage is a big concern for OH home insurance policyholders. Trees felled by wind can break windows or tear holes in the roof. Strong wind gusts may blow debris that tears siding.
Prepare your home to withstand a natural disaster by doing regular checks and taking appropriate precautions:
- Seal windows and doors
- Cover glass when notified of an impending storm
- Cut down dying trees on your property
- Trim branches and bushes
- Check for loose shutters and siding
- Invest in a sump pump in case of basement flooding
Systems and Appliances To Check
Faulty wiring, broken pipes, or aged appliances are more than a nuisance. They can be dangerous. Assess your electric, heating, and water systems. Pay close attention to any sudden changes.
Warm outlets, dimming lights, or a tripping circuit breaker are signs of a problem with your electrical system. Skyrocketing energy bills can indicate a malfunctioning water heater or other appliance. If you notice a sudden dip in your water pressure or a new odor, you may have an issue with your water lines. Call for a professional opinion at the first sign of a problem to resolve the issue.
Owning a home comes with many responsibilities. It doesn’t, however, have to include unnecessary risks. Appropriate maintenance along with OH home insurance can protect you from legal issues and give you peace of mind that your family is secure.
About Haughn & Associates
Founded by Michael Haughn in 1986, Haughn & Associates is a full-service, family-owned, independent insurance agency based out of Dublin, Ohio. H&A strives to provide the best possible price and unique insurance solutions across a myriad of industries, including construction, IT, Habitation & Commercial Property, Agriculture, and Engineering. Devoted to providing the best of business insurance, life and disability insurance, personal insurance, employee benefits, and bonds, H&A is proof that success lies in long-standing client relations and satisfaction. To learn more about how H&A can be of service to you, contact us at (877) 802-2278.
