Pollution liability is something that many companies face, and they must understand how to reduce it to thrive. People worldwide litter, live wastefully and contribute to carbon emissions every day. When it comes to pollution, though, research clearly points the finger at companies, not individuals. If you operate a company, you should prioritize being aware of your company’s pollution practices. It includes identifying the most common culprits of your business’s pollution liability insurance plan.
The Three Examples of Pollution Liability
Consider the following three examples of pollution your business may be contributing to.
Dust Hazards Can Cause Pollution
Dust is one of the most common yet often overlooked sources of pollution. It’s an especially concerning threat in the manufacturing, mining, and construction industries. These sectors are notable offenders due to their production of crystalline silica dust. Dust of any kind can cause pollution and become a health hazard, but silica dust is hazardous because it can cause diseases such as the following:
- Silicosis
- Lung cancer
- Emphysema
- Asthma
- Chronic obstructive pulmonary disease
There are many other types of toxic dust pollution that companies should be aware of, too, including asbestos and fluorinated chemicals. Even if you don’t suspect that your business may produce dust pollution, you should conduct an air quality assessment to detect whether this is a problem.
Waste Products Are a Major Source of Pollution Liability
Waste products are yet another primary source of pollution liability. If companies fail to manage waste appropriately, it can contaminate the public water supply or even seep into public spaces. Some waste products that may be a dangerous source of pollution include:
- Food waste
- Metals such as lead
- Toxic sludge
- Human waste
Exposure to pollution that contains this waste can have devastating effects. In addition to the potential for sickness and infection, this pollution can cause reproductive issues, neurological disorders, and severe developmental issues in children.
Dangerous Chemicals Incur Pollution
Finally, companies must be vigilant to prevent pollution that allows any dangerous chemicals to escape. Unfortunately, though, the negligent mismanagement of chemicals is a common problem. It can occur when chemicals are not appropriately labeled or when containers are not secured adequately. In either case, the impact can be fatal if the pollution reaches the population. Some of the most lethal chemicals that can contribute to pollution include:
- Arsenic
- Chromium
- Lead
- Sulfur dioxide
- Nitrogen dioxide
- Cadmium
If humans face exposure to pollution that contains any of these chemicals, severe illness or death may result. Other potential health effects include cancer and disruption of the endocrine system. Companies must pledge to eliminate pollution liability and implement efforts to offset environmental harm. In addition to reducing your business’s carbon footprint, this can help your company develop more sustainable and cost-effective practices.
About Haughn & Associates
Founded by Michael Haughn in 1986, Haughn & Associates is a full-service, family-owned, independent insurance agency based out of Dublin, Ohio. H&A strives to provide the best possible price and unique insurance solutions across a myriad of industries, including construction, IT, Habitation & Commercial Property, Agriculture, and Engineering. Devoted to providing the best of business insurance, life and disability insurance, personal insurance, employee benefits, and bonds, H&A is proof that success lies in long-standing client relations and satisfaction. To learn more about how H&A can be of service to you, contact us at (877) 802-2278.
